Cover that pays you back — in vouchers.
Protect your family with R5 000 funeral cover and R5 000 accidental death cover, and enjoy rewards every month you're covered.
All from just R159 per month.
Prefer to talk now? Call 087 721 5902
- No medical exams
- Quick 10-minute call
- Cancel anytime
How it works
Leave your details
Fill in the short form. It takes less than a minute.
We call you
A friendly Pioneer consultant explains your cover and answers every question.
You're covered & rewarded
Your family is protected and your rewards start rolling in.
Real protection. Real rewards. One simple plan.
R5 000 Funeral Cover
When the worst happens, your family gets R5 000 to give your loved one a dignified farewell — without the money stress.
R5 000 Accidental Death Cover
Life is unpredictable. If death is caused by an accident, your family receives an extra R5 000 when they need it most.
Rewards & Vouchers
Your cover gives back. Enjoy vouchers you can actually use while you're protected.
Waiting periods and terms apply. Full details on your policy schedule.
Most cover only pays when you're gone. Ours rewards you while you're here.
For R159 a month, you can claim up to R600 in shopping vouchers every month — plus cinema discounts and savings across partner brands.
R600
UP TO / MONTH
Grocery vouchers
20%
OFF
Baby & kids products
2.5%
OFF
Home appliances
10%
OFF
Spa treatments
10%
OFF
Flowers & gifts
15%
OFF
Apparel
5%
OFF
Tech & electronics
10%
OFF
Your next bus trip
2-for-1
TICKETS
Movie tickets
R75
OFF
Daily deals
Terms and conditions apply to all vouchers and discounts. Vouchers are a value-added benefit and are not insurance.
Why Pioneer
Built for South African families
Simple cover, clear terms, no fine-print surprises.
Affordable every month
Big peace of mind for a small monthly amount.
Real people, real help
Talk to a trained consultant, not a robot.
Fast, caring claims support
We help your family through the process, step by step.
Funerals don't wait for payday. Make sure your family never has to worry.